About Us

About Us


CU History

Sea Air Federal Credit Union was founded in 1952 to provide affordable financial services. Today we serve more than 7,800 members including: active military, retired military, reserves and civilians working or living on the base (in Seal Beach Weapons Station, Los Alamitos Joint Training Base, and Corona Naval Facility), residents of Sunset Beach, City of Seal Beach employees, and members of USA Water Polo.

As a not-for-profit cooperative, income earned by the Credit Union is returned to the members. That means we provide you with an outstanding selection of loan options with the lowest rate possible. Whether you are trying to finance the car of your dreams or buy the first car for your teenager, plan a vacation or plan for college tuition, our lending officers can help you determine what loan choice is better for you.

No matter where you live, work or travel, you will always have acces to your account with our convenient services.

Board of Directors

Chairman: Paul D. Pudenz
Vice Chair: Debbie Lancaster
Secretary: Sandy DeWert
Treasurer: James Saldaña
Other Board Members: David Jenkins, Larry Jorgenson, Diane Newman

Award Winning Team

2019's Department of the Navy Distinguished Small Credit Union Service Award
We're happy to announce that our team has been awarded the 2019 Department of the Navy's Distinguished Small Credit Union Service Award for proactively meeting the financial needs of our service members and employees. Additionally, we were recognized for our development of a Government Furlough Program that assisted members during government shutdowns and worked to improve the morale and employees through community outreach.


Branch Locations

Main Office Naval Weapons Station
800 Seal Beach Blvd., Bldg. 12 Seal Beach, CA 90740
Hours: M.-F. 9:30 am - 4:30 pm (Restricted access)

Los Alamitos Joint Forces Training Base
11210 Lexington Dr., Bldg. 242 Los Alamitos, CA 90720
Hours: M.-F. 9:30 am - 4:30 pm; Sat. 9:00 am - 12:00 noon (temporarily until further notice)

Norco Naval Surface Warfare Center Corona Division
1999 4th St., Bldg. 502 Norco, CA 92860
Hours: M., T., Th., F. 9:30 am - 2:00 pm (Restricted access)

Holiday Closing Schedule

Below are the days that Sea Air Federal Credit Union branch offices are closed. Financial services can still be conducted at Sea Air ATMs, CO-OP ATMs, or C0-OP Shared Branches.

2021 Federal Holidays

January 1, 2021 New Year's Day
January 2, 2021 Day After New Year's Day
January 18, 2021 Martin Luther King Day
February 15, 2021 Presidents' Day
May 31, 2021 Memorial Day
July 5, 2021 Independence Day (observed)
September 6, 2021 Labor Day
October 11, 2021 Columbus Day
November 11, 2021 Veterans Day
November 25, 2021 Thanksgiving Day
November 26, 2021 Day after Thanksgiving
December 25, 2021 Christmas Day

CO-OP ATMs & Shared Branching

Sea Air FCU is a member of the CO-OP Network which has nearly 35,000 surcharge-free ATMs and Shared Branch locations in the United States. Visit a participating shared branching location near you to conduct transactions with Sea Air FCU.

Visit www.co-opcreditunions.org for locations and start enjoying the convenience of accessing your account anywhere life takes you.

Other ways to find a Shared Branch or ATM:

Other ATM Networks


Mailing Address

Sea Air Federal Credit Union
P.O. Box 2648
Seal Beach, CA 90740

Routing Number

Routing # 322282519

Phone Number


  • Loan Dept. Email: [javascript protected email address]
  • Member Service Dept. Email: [javascript protected email address]

Notify Us When You Plan To Travel

Please call us at 1.888.732.2471 if you are planning to use your Sea Air credit or debit cards while traveling out of your state or country of residence to ensure your card is secured and protected.


Membership is open to the following individuals:

  • All veterans, active/retired military personnel, and reserves
  • Individuals who live or work on base
  • Seal Beach Police
  • Seal Beach City Employees
  • Members and employees of USA Water Polo
  • A relative of any of the above or immediate family member of an existing Sea Air FCU member*

To apply for membership stop by your local credit union branch or download a membership application here.

*Eligible relationships include parent, child, spouse/registered domestic partner, sibling, grandparent, grandchild, stepparent, stepchild, adoption relation or anyone living in your household.



Find out what's new with our products, rates, and special offers in the Sea Air newsletter.

Upcoming Events

Financial Peace University - Tuesdays and Thursdays from January 13 to February 3, 2022 at 5:30 PM PT

Tell your money where to go instead of wondering where it went! Join our CEO, Michael Pardon's virtual Financial Peace University class and learn to make a budget you'll actually stick to, all from the comfort of home.

  • Sea Air FCU will reimburse the tuition fees (50% for members and 100% for Military) at the conclusion of the class.
  • Classes are limited to 10 participants and have nine sessions total.

Sign-ups are requested by January 11th! Click here to sign up and start your 14-day free trial of Financial Peace!

Financial Peace University Class Schedule:
January 13 Baby Step 1 - Learn more about budgeting and tips to save a starter emergency fund
January 18 Baby Step 2 - Learn about ways to effectively pay off debt
January 20 Baby Step 3 -Establish a fully funded emergency fund
January 25 Baby Steps 4, 5, 6, & 7 - Learn to save for retirement and college, paying off your home, and giving generously
January 27 Buyer Beware - Consumer education on both, large and small purchases
February 1 Understanding Insurance - Reviewing all types of insurance
February 3 Building Wealth - Investing and diversification
February 8 Real Estate & Mortgages - Understanding the real estate process
February 10 Outrageous Generosity - Giving


Interested in joining the Sea Air FCU team? We offer competitive salary and great benefits.

  • There are no current openings at this moment, please check back soon.

To apply, email your cover letter and resume to [javascript protected email address]. Be sure to include the name of the position you are applying for in the subject line of your email.


What is a credit union?

A credit union is a cooperative, not-for-profit financial institution organized to promote financial well being or savings and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. Members of the credit union make up the board of directors. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The goal is not to make a profit but provide a safe, convenient place for members to save and borrow at reasonable rates. To learn even more about credit unions visit www.MyCreditUnion.gov

Your Insured Funds

Rest assured that your deposits are safe at Sea Air Federal Credit Union. All savings accounts are insured to at least $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. In addition, American Share Insurance (ASI) provides excess savings insurance with an additional $250,000 at no cost to members.

Safe & Sound

At Sea Air Federal Credit Union, the supervisory committee oversees the operations of the credit union ensuring that your deposits are safe and sound.